CIS Contractor MTD Survival Kit
Complete MTD compliance toolkit for construction subcontractors
£16
Buy NowWhy CIS Contractors Need This
From April 2026, if you're a construction subcontractor earning £50k+ you MUST use MTD software. But here's the problem: most MTD guides ignore CIS deduction reconciliation.
You need to:
- Match CIS300 monthly statements to MTD quarterly submissions
- Reconcile gross pay vs. net payments in your MTD records
- Prove CIS deductions to HMRC (or lose your tax credit)
- Handle multiple contractors with different payment cycles
This kit gives you the templates, trackers, and step-by-step guides to get it right — without hiring an accountant.
What's Included
📊 CIS Deduction Tracker Spreadsheet
Excel/Google Sheets template that auto-calculates net payments, quarterly totals, and year-end reconciliation. Handles multiple contractors. Pre-built formulas match HMRC's CIS300 format.
✅ MTD Submission Checklist for CIS Contractors
Step-by-step checklists for monthly record-keeping, quarterly submissions, and year-end reconciliation. Know exactly what to do and when.
📝 5 HMRC Letter Templates
Ready-to-send templates for:
- CIS discrepancy queries (when your records don't match HMRC's)
- MTD submission amendments
- Penalty appeals (if you miss a deadline)
- Exemption requests (if you don't meet the £50k threshold)
- Payment plan requests
📖 Month-End Reconciliation Guide
Step-by-step process to match your CIS statements to your MTD submissions. Avoid the year-end panic when your tax credit doesn't match HMRC's records.
⚖️ MTD Software Comparison for CIS
FreeAgent, QuickBooks, Xero, TaxCalc, Crunch — ranked by suitability for CIS contractors. Know which software handles CIS deductions properly (not all do).
📅 2026-2027 Compliance Calendar
All MTD submission deadlines + CIS monthly deadlines in one place. Never miss a date.
Who This Is For
- Construction subcontractors earning £50k+ (mandatory MTD from April 2026)
- Self-employed builders, electricians, plumbers, plasterers who get CIS deductions
- Anyone juggling multiple contractors with different payment cycles
- CIS workers who want to avoid accountant fees (£500-1,500/year)
Why This Works
Most MTD guides are written for generic self-employed. They tell you to "keep good records" but don't explain how to reconcile CIS deductions in your MTD software.
This kit is built specifically for CIS contractors who need to:
- Track gross income AND net payments
- Match CIS300 statements to MTD submissions
- Prove deductions to HMRC at year-end
Ready-to-use templates. No theory. Just copy, fill in your numbers, and submit.
Questions
Do I need this if I already use accounting software?
Maybe. If your software handles CIS reconciliation properly (FreeAgent, QuickBooks), you're sorted. But many don't — they let you enter gross income but don't track CIS deductions separately. This kit shows you what to check and how to fix it.
I earn less than £50k. Do I need MTD?
Not yet. MTD rolls out in stages: £50k+ in April 2026, £30k+ in April 2027, £20k+ in April 2028. But if you're close to the threshold, start preparing now — HMRC penalties kick in immediately.
Can I use this for Self-Assessment too?
Yes. The CIS tracker feeds directly into your Self-Assessment return. It's the same numbers, just formatted for MTD quarterly submissions instead of annual.
What format is this in?
PDF guide + Excel/Google Sheets tracker. Works on any device. No special software needed.
What if I have questions after buying?
Email [email protected] — I'll help you out.