Free Tools
Calculators and generators for UK freelancers. No signup, no fees.
Making Tax Digital
MTD Readiness Checker
Find out if MTD applies to you, your deadline, and what software you need. 2 minutes.
MTD Penalty Calculator
Calculate late submission penalties under MTD's new points-based system.
MTD Cost Calculator
Estimate your annual MTD compliance costs: software, time, and accountant fees.
🔥 MTD Countdown & Checklist
Live countdown to April 6 with a 15-step compliance checklist. Track your progress.
Invoicing
Free Invoice Template UK
Professional invoice templates for self-employed & freelancers. Choose a style, fill in details, download PDF. HMRC-compliant.
Invoice Generator
Create a professional invoice, preview it, and save as PDF. No account needed.
Statement of Account Generator
Generate a printable statement showing all outstanding invoices for a client.
Payment Reminder Email Generator
Generate chase emails for overdue invoices. Friendly, firm, or final notice.
Late Payment Interest Calculator
Calculate statutory interest and compensation owed under UK law.
🔍 Should I Chase This Invoice?
Enter your unpaid invoice details — get a clear action plan based on UK law.
📝 Late Payment Letter Generator
Generate professional chase letters — friendly reminder, formal demand, or final notice.
Tax & Money
🧮 Do I Need an Accountant? Quiz
10 questions about your situation. Find out if you need a professional or can handle your own self-assessment.
📊 Business Expense Tracker
Track expenses by HMRC category, view spending breakdown, export to CSV for your tax return. Free, no signup.
💰 Cash Flow Forecast
Plan income vs expenses month-by-month. Spot cash gaps before they happen. Export to CSV.
🚗 Mileage Allowance Calculator
Calculate your HMRC mileage claim for cars, vans, motorcycles, and bicycles. See your tax saving instantly.
Self-Employed Tax Calculator 2025/26
Income Tax, National Insurance, student loan, and take-home pay breakdown.
Freelance Tax Calculator
Estimate tax, NI, and take-home with visual breakdown and payment deadlines.
Day Rate Calculator
Calculate your ideal day rate from target salary, expenses, and tax.
Profit Margin Calculator
See what you actually take home from every pound invoiced.
VAT Threshold Calculator
Check if you need to register for VAT based on rolling 12-month turnover.
Tax Year-End Planner
Plan your tax year-end tasks with deadlines and action items.
Pricing & Quoting
Project Quote Calculator
Price any freelance project: break it into phases, add expenses and a scope creep buffer, and get a professional quote breakdown.
Business Management
📋 Freelancer Client & Project Tracker
Track clients, projects, and invoices in your browser. Dashboard with revenue stats, CSV export. No sign-up needed.
Contracts
Freelance Contract Generator
Build a UK-compliant freelance contract covering scope, payment, IP, and IR35.
Payment Terms Generator
Get recommended payment terms and contract clauses for your situation.
Need more than free tools?
Our template packs include ready-to-use documents, step-by-step guides, and professional wording — everything you need to get paid and stay compliant.